Privacy Policy

Effective Date: 1/1/2025

Parry, Murphy & Associates values your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website parrymurphy.com or use our services. Please read this policy carefully to understand our views and practices regarding your personal data and how we will treat it.

1. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, billing information, etc.
• Usage Data: IP address, browser type, operating system, pages visited, and time spent on the website.
• Cookies and Tracking Technologies: Cookies, web beacons, and other tracking technologies for functionality and analytics purposes.

2. How We Use Your Information

We use the information we collect for the following purposes:

• ➠ to provide and improve our services,
• ➠ to personalize your experience,
• ➠ to process transactions,
• ➠ to communicate with you, including promotional messages,
• ➠ to comply with legal obligations.

3. How We Share Your Information

We do not sell your personal information. However, we may share your information with:

• Service Providers: Third-party vendors to facilitate our services.
• Legal Authorities: If required by law or in response to valid legal requests.
• Business Transfers: In the event of a merger, sale, or acquisition.

4. Your Rights and Choices

Depending on your location, you may have the following rights under applicable laws:

• ➠ access, correct, or delete your personal information,
• ➠ opt-out of marketing communications,
• ➠ withdraw consent where applicable,
• ➠ restrict or object to data processing.

To exercise your rights, please contact us.

5. Data Retention

We retain your personal data only as long as necessary for the purposes outlined in this policy or as required by law.

6. Cookies and Tracking Technologies

We use cookies to enhance your browsing experience. You can manage your cookie preferences through your browser settings.

For more details, see our Cookie Policy.

7. Security

We implement appropriate technical and organizational measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the Internet is 100% secure.

8. International Data Transfers

If you are accessing our services from outside [Your Country], your data may be transferred to, stored, or processed in a country where data protection laws may differ from those in your jurisdiction.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for their privacy practices. Review the privacy policies of those websites before sharing your data.

10. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Changes will be posted on this page with the updated effective date.

11. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us.

Cookie policy

Effective Date: 1/1/2025

Parry, Murphy & Associates uses cookies and similar tracking technologies to enhance your experience on our website, analyze traffic, and personalize content. This Cookie Policy explains what cookies are, how we use them, and your options regarding their use.

1. What Are Cookies?

Cookies are small text files stored on your device (computer, smartphone, or tablet) by your web browser when you visit a website. They help websites function efficiently, improve user experience, and provide analytical data.

2. Types of Cookies We Use

We use the following categories of cookies:

• ➠ Strictly Necessary Cookies
  These cookies are essential for the operation of our website and enable you to navigate the site and use its features. Without these cookies, some services may not function properly.
• ➠ Performance Cookies
  Performance cookies collect anonymous data on how visitors interact with our website, such as which pages are visited most often. This helps us improve our website’s performance and user experience.
• ➠ Functional Cookie
  Functional cookies enable the website to remember choices you make (e.g., language preferences) to provide a more personalized experience.
• ➠ Targeting/Advertising Cookies
  These cookies track your browsing habits to deliver targeted advertisements relevant to your interests. They may also limit the number of times you see an ad.
• ➠ Third-Party Cookies
  Some cookies are placed by third-party services that appear on our pages, such as social media plugins or analytics providers.

3. How We Use Cookies

We use cookies to: ensure the website functions properly, remember your preferences and settings, measure and analyze website performance, deliver personalized content and ads.

4. Managing Cookies

You can control or disable cookies through your browser settings. Most browsers allow you to: view the cookies stored on your device, delete cookies, block cookies, set preferences for specific websites. For more detailed instructions, refer to your browser’s help documentation: Google Chrome , Mozilla Firefox , Apple Safari , Microsoft Edge . Disabling cookies may impact your ability to use certain features on our website.

5. Third-Party Cookies

Our website uses third-party services (e.g., Google Analytics, social media platforms) that may place cookies on your device. We do not control these cookies, so we recommend reviewing the privacy policies of these third parties for more information.

6. Updates to This Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or legal requirements. Changes will be posted on this page with the updated effective date.

7. Contact Us

If you have any questions about this Cookie Policy, please contact us.

Liability Disclaimer

1. General Information

The information provided on this website/application is for general informational purposes only. Parry, Murphy & Associates makes no representation or warranty, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the site.

2. Professional Advice

Nothing on this site constitutes professional advice of any kind, including but not limited to legal, financial, medical, or other advice. You should consult with a qualified professional for specific advice tailored to your situation.

3. Use at Your Own Risk

Your use of the site is at your own risk. Parry, Murphy & Associates shall not be held liable for any direct, indirect, consequential, incidental, or special damages arising out of or in connection with your use of the site, its content, or the reliance on any information provided.

4. Third-Party Links

This site may contain links to third-party websites. Parry, Murphy & Associates has no control over the content or policies of such sites and assumes no responsibility for their practices. Accessing these links is at your own discretion and risk.

5. Product and Service Limitations

All products and services provided by Parry, Murphy & Associates are offered "as-is" and "as available" without warranties of any kind, either express or implied, unless explicitly stated otherwise.

6. No Guarantees

Parry, Murphy & Associates does not guarantee that the site will be free from errors, interruptions, or security breaches. You are responsible for taking necessary precautions to ensure your device and data are protected while using the site.

7. Jurisdiction

This disclaimer shall be governed and construed in accordance with the laws of Michigan, USA, without regard to its conflict of law provisions.

8. Changes to this Disclaimer

Parry, Murphy & Associates reserves the right to update or change this disclaimer at any time without notice. It is your responsibility to review this disclaimer periodically for changes.

If you have any questions about this disclaimer, please contact us.